Our balanced accounts are an efficient way to combine equity and fixed income exposure in a single account, while providing diversification and lower volatility. Clients indicate the proportion of their equity portfolio that they would like to allocate to fixed income exchange-traded funds (ETFs) using our Fixed Income strategy. We offer an allocation range of 30% to 70%, in increments of 10%. Balanced account management easily accommodates systematic deposits or withdrawals and includes automatic rebalancing.
The professionals at Confluence were among the first to understand how to utilize fixed income ETFs in separately managed accounts. Within the fixed income allocation, we strive to deliver the income and lower volatility traditionally available from a diversified bond portfolio. Fixed income ETFs are available in a wide range of maturities across corporate, agency and treasury sectors and over time we will adjust the allocation across these sectors. We may also adjust the average maturity depending upon our interest rate outlook. The allocations will incorporate our viewpoints regarding Fed policy, the shape of the yield curve, relative yields (known as spreads), default rates and other market factors.
- Fixed Income Taxable Information Sheet
- Fixed Income Taxable Performance Thru 6-30-19
- Fixed Income Tax-Exempt Information Sheet
- Fixed Income Tax-Exempt Performance Thru 6-30-19
Below are two examples of combining one of our equity strategies with our Fixed Income strategy to create a Balanced Account.
Balanced Large Cap Value